The Great Unbundling: Why Everyone Is Building a Stablecoin Chain (And Why Most Will Fail)
A 2025 year-end analysis of the stablecoin chain explosion, tokenized deposits, and what the fragmentation means for cross-border payments.
Tag: AI Agents (6)
Context Isn't Retrieval: Why RAG Won't Fix Agent Decision-Making
Retrieval gives agents information. Context gives them decision logic, constraints, and workflows. This deep dive explains why RAG cannot solve decision-making and why the context layer becomes essential infrastructure.
Why AI Agents Can't Make Decisions Without Context
AI agents can execute actions, but they can't decide which action is correct. Finance exposes this gap more clearly than any domain. Here's why context, not compute, becomes the bottleneck.
AI, the Punch You Don't See Coming
A practitioner's warning to friends who aren't paying attention to AI. The transformation is already here, and most people won't see the punch until it lands.
AI Everywhere, Rockets on Donkeys
Companies are racing to add AI everywhere. But most are strapping rockets to donkeys and calling it innovation. Real transformation requires rebuilding systems, not just adding layers on top.
Fintech's Real Lab Isn't Wall Street
Fintech's future isn't being shaped in the U.S. or Europe. It's emerging in Lagos, Ho Chi Minh City, and Buenos Aires, where stablecoins and digital rails solve survival challenges.