• Stablecoin, FinTech, Payments
In the global payment system, small senders pay the highest percentage in fees. A mother in Lagos loses 8% sending $10 for school lunch, while a bank wiring $10 million pays less than 0.1%. Stablecoins may finally level the playing field.
• Stablecoin, FinTech, Blockchain
Stablecoin payments look simple, but the reality is a three-layer sandwich where banks, issuers, and exchangers each take a bite. Add FX spreads, and users lose billions each year. The fix is direct tokenized deposits and on-chain FX markets that compress costs from dollars to cents.
• Blockchain, Stablecoin, FinTech
Fintech's future isn't being shaped in the U.S. or Europe. It's emerging in Lagos, Ho Chi Minh City, and Buenos Aires, where stablecoins and digital rails solve survival challenges.
• Stablecoin, FinTech, Blockchain
Stablecoins are hailed as the future of money, but adoption in emerging markets is blocked by broken off-ramps. From Nigeria to Argentina to the Philippines, the bottleneck isn’t wallets, it’s cash access.
Africa and LATAM processed more than $250B in remittances last year, sparking calls to mint local stablecoins. But creating tokens tied to volatile currencies does not solve the real challenge of FX liquidity. The bigger opportunity is in building better rails and intelligence layers around existing stablecoins like USDC and USDT.
The global remittance market moves over $2 trillion each year, yet it runs more on WhatsApp groups than Web3 dashboards. Stablecoins already flow through corridors like Lagos, La Paz, and Buenos Aires, but users need intelligence about which tokens actually clear, not more blockchains. The next frontier is corridor intelligence, not another Layer 1.
