• Stablecoin, FinTech, Blockchain
Stablecoins are hailed as the future of money, but adoption in emerging markets is blocked by broken off-ramps. From Nigeria to Argentina to the Philippines, the bottleneck isn’t wallets, it’s cash access.
Africa and LATAM processed more than $250B in remittances last year, sparking calls to mint local stablecoins. But creating tokens tied to volatile currencies does not solve the real challenge of FX liquidity. The bigger opportunity is in building better rails and intelligence layers around existing stablecoins like USDC and USDT.
The global remittance market moves over $2 trillion each year, yet it runs more on WhatsApp groups than Web3 dashboards. Stablecoins already flow through corridors like Lagos, La Paz, and Buenos Aires, but users need intelligence about which tokens actually clear, not more blockchains. The next frontier is corridor intelligence, not another Layer 1.
