The Context Layer: Why AI Transformation Stalls After Tool Adoption
Most engineering teams adopted AI tools and called it transformation. The artifacts say otherwise. What the next move actually looks like.
Hi! I'm the Founder of Meteor Dreams, a technology consulting company in Boston, MA. I write about building products and companies in stablecoins, AI/ML, blockchain, fintech, and more →
Built to Transfer, Not to Lend
Remittance-backed lending isn't just a better credit product. It's a structural advantage hiding in plain sight inside the corridors that have been moving money for decades. A personal story from Phan Thiet to Boston explains why.
The Invisible Credit: Why Remittance Senders Are the Best Borrowers No One Will Lend To
Millions of immigrants send billions across borders with perfect consistency and zero credit history. The infrastructure to fix that exists. What's missing is the will to build it.
My Mother Was Smuggling Rice at 13. AI Would Screen Her Out.
A reality check on AI adoption, gender bias, and what our technology reveals about us. From building engineering teams to post-war Vietnam, the question isn't whether women are as good at AI. It's whether we've built systems that let them be.
Why Aren't We Using AI to Save Dying Knowledge?
A language dies every 40 days. 38% of webpages from 2013 are already gone. We built seed vaults for biodiversity. Why haven't we built knowledge vaults, training AI models on endangered languages, traditional medicine, and martial arts lineages before the last practitioners are gone?
Make the Call
Some decisions can't wait for perfect information. Growing up in post-war Vietnam, I watched my father make hard calls that changed lives. Three days into Boston's biggest blizzard since 2015, I'm thinking about what it means to make the call on AI when the data isn't coming.
What Is AI Context, Really? And Why It Matters More Than the Model
Most people focus on which AI model to use. But the quality of your results depends more on context than model choice. Here's what context actually is, why most of it is hidden from you, and what that means for getting better results.
The Great Unbundling: Why Everyone Is Building a Stablecoin Chain (And Why Most Will Fail)
A 2025 year-end analysis of the stablecoin chain explosion, tokenized deposits, and what the fragmentation means for cross-border payments.
Sun Tzu on AI: Position, Don't Fight
Sun Tzu wrote about war, but he was really writing about uncertainty. How to win through positioning when you can't predict outcomes. That feels relevant right now as AI reshapes work.
Distributed Work, Distributed Humanity
Working in isolation started before COVID but the pandemic accelerated it. Through Web3, Crypto Winter, and now AI, I've watched us mistake distributed work for distributed humanity.