The Great Unbundling: Why Everyone Is Building a Stablecoin Chain (And Why Most Will Fail)
A 2025 year-end analysis of the stablecoin chain explosion, tokenized deposits, and what the fragmentation means for cross-border payments.
Hi! I'm the Founder of Meteor Dreams, a technology consulting company in Boston, MA. I write about building products and companies in stablecoins, AI/ML, blockchain, fintech, and more →
Sun Tzu on AI: Position, Don't Fight
Sun Tzu wrote about war, but he was really writing about uncertainty. How to win through positioning when you can't predict outcomes. That feels relevant right now as AI reshapes work.
Distributed Work, Distributed Humanity
Working in isolation started before COVID but the pandemic accelerated it. Through Web3, Crypto Winter, and now AI, I've watched us mistake distributed work for distributed humanity.
Context Isn't Retrieval: Why RAG Won't Fix Agent Decision-Making
Retrieval gives agents information. Context gives them decision logic, constraints, and workflows. This deep dive explains why RAG cannot solve decision-making and why the context layer becomes essential infrastructure.
Post-AI World: Survivors and Casualties
AI disruption is coming without coordinated solutions. Historical transitions had survivors and casualties. In the absence of a plan, individual agency and context ownership become survival strategies.
Why AI Agents Can't Make Decisions Without Context
AI agents can execute actions, but they can't decide which action is correct. Finance exposes this gap more clearly than any domain. Here's why context, not compute, becomes the bottleneck.
AI, the Punch You Don't See Coming
A practitioner's warning to friends who aren't paying attention to AI. The transformation is already here, and most people won't see the punch until it lands.
How Onchain FX Actually Works: Atomic Settlement Explained
Atomic settlement eliminates the timing gaps that have defined FX for 50 years. Here's how institutional shared ledgers, tokenized deposits, and programmable settlement are reshaping global currency movement.
The Coming Collision: Stablecoins, Tokenized Deposits, and the Fight for the Settlement Layer
Stablecoins hit $46T in annual volume and banks are responding by putting their own money onchain. The real battle isn't between public and private rails. It's about who controls the bridges between them.
Building in Winter
The last crypto winter felt like building in a pit while the world pretended blockchain didn't exist. This winter feels different. Stablecoins are processing over $1.3 trillion monthly. The energy is quieter, but more honest. Builders are solving problems that matter: payments, trust, liquidity, stability.